Out of step (with the world)

Several years ago my life was a mess, despite ambition and a strong work ethic, I saw little to no results. With hindsight my priorities were out of order I was volunteering for an environmental charity where I was focused on trying to make the world better.  This was not making life better and I … Continue reading Out of step (with the world)

Starting an Emergency Fund

Last year I was struggling financially. It is not that I am a spender, it just seemed that suddenly I had a load of costs that came out of nowhere - I dropped my phone down the toilet and had to buy a cheap replacement, a friend was getting married at an expensive hotel, I … Continue reading Starting an Emergency Fund